Privacy Policy

United Trust Bank - Terms and Conditions

Last Updated: August 26, 2024

Welcome to United Trust Bank. By accessing or using our website and banking services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

• 1. Introduction

  These Terms and Conditions govern your use of United Trust Bank’s website and services. By accessing our website, mobile applications, or any other platform provided by United Trust Bank (collectively referred to as the "Services"), you agree to these terms, which constitute a legally binding agreement between you and United Trust Bank.

• 2. Eligibility

  To use our Services, you must be at least 18 years old and have the legal capacity to enter into this agreement. By using our Services, you represent and warrant that you meet these eligibility requirements.

• 3. Account Registration

  To access certain features of our Services, you may be required to register for an account. You agree to provide accurate and complete information during the registration process and to update your information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• 4. Privacy Policy

  Your use of our Services is also governed by our Privacy Policy, which can be found at [www.unitedtrustbank.com/privacy](#). By using our Services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

• 5. Banking Services

  United Trust Bank offers a variety of banking services, including but not limited to savings accounts, checking accounts, loans, and investment options. Specific terms and conditions may apply to each service, and you agree to review and comply with the terms applicable to any service you choose to use.

• 6. Fees and Charges

  You agree to pay any fees and charges applicable to the Services you use, as detailed in our Fee Schedule, which can be found at [www.unitedtrustbank.com/fees](#). Fees are subject to change, and we will notify you of any changes as required by law.

• 7. Electronic Communications

  By using our Services, you consent to receive electronic communications from us, including notices, agreements, disclosures, and other information. You agree that these communications satisfy any legal requirements that such communications be in writing.

• 8. Intellectual Property

  All content, trademarks, and data on our website, including but not limited to text, images, software, logos, and design elements, are the property of United Trust Bank or its licensors. You agree not to reproduce, distribute, or otherwise use any of this content without our prior written consent.

• 9. Third-Party Links

  Our website may contain links to third-party websites. These links are provided for your convenience only, and United Trust Bank is not responsible for the content, products, or services offered by these third parties. Your use of third-party websites is at your own risk.

• 10. Limitation of Liability

  To the maximum extent permitted by law, United Trust Bank shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our Services, including but not limited to damages for loss of profits, data, or other intangibles.

• 11. Indemnification

  You agree to indemnify, defend, and hold harmless United Trust Bank, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our Services or your violation of these Terms and Conditions.

• 12. Termination

  We reserve the right to terminate or suspend your access to our Services at any time, without notice, for any reason, including if we believe you have violated these Terms and Conditions. Upon termination, your right to use the Services will immediately cease.

• 13. Governing Law

  These Terms and Conditions are governed by and construed in accordance with the laws of the State of Georgia. Any legal action or proceeding arising under these Terms and Conditions will be brought exclusively in the courts located in Atlanta, Georgia.

• 14. Changes to Terms and Conditions

  We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting to our website. Your continued use of the Services following the posting of changes constitutes your acceptance of those changes.

• 15. Contact Information

  If you have any questions or concerns regarding these Terms and Conditions, please contact us at: